Seeds Fincap funding, investors and company details

Seeds Fincap is an emerging Banking and Finance startup from Gurugram, working in the space of Providing collateral-free business loans to MSMEs. Founded by Subhash Chandra Acharya, Avishek Sarkar, Sumeet Dhall.

Company: Seeds Fincap Private Limited
Sector: Banking and Finance
Location: Gurugram
Founders: Subhash Chandra Acharya, Avishek Sarkar, Sumeet Dhall
Total funding raised: ₹171.15 Cr

Company overview

Seeds Fincap Pvt. Ltd. operates as a Gurugram-based NBFC providing collateral-free business loans to MSMEs through a technology-driven model with cash flow-based underwriting. It manages 120 branches across eight states has disbursed over INR 1000 crore in loans with assets exceeding INR 500 crore and maintains NPAs below 2%. Core activities include high-velocity lending via tech-enabled sourcing collections diversified products like Loan Against Property co-lending partnerships with 15+ lenders and expansion targeting Tier II-III cities serving 50000+ borrowers.

Funding rounds

Latest round (Series B): ₹100.00 Cr. ($ 10.33 Mn), 2026-10-05. Investors: Z47, Lok Capital, Norinchukin Capital, Alteria Capital
Past round (Seed): $ 8.50 Mn (₹71.15 Cr.), 2024-07-17. Investors: Lok Capital, Z47