RUGR Fintech funding, investors and company details

RUGR Fintech is an emerging Banking and Finance - FinTech startup from Bengaluru, working in the space of provides a digital platform delivering modern banking and payment solutions to underserved regions. Founded by KV Arangasamy.

Company: RUGR FinTech Private Limited
Sector: Banking and Finance - FinTech
Location: Bengaluru
Founders: KV Arangasamy
Total funding raised: ₹48.39 Cr

Company overview

RUGR Fintech is a financial technology company focused on modernizing rural and semi-urban banking systems through its modular digital platform. It provides cooperative banks, NBFCs, and credit societies with plug-and-play solutions such as Fin-Gram for loan automation, Agri-Gram for farming analytics, Garuda for payments, and Neo-Gram for customer onboarding. By integrating digital tools for automation, real-time transactions, and financial literacy, RUGR bridges the technology gap in underserved regions. The company’s mission is to strengthen financial inclusion by empowering local banking ecosystems and enabling seamless, tech-driven access to credit and payment infrastructure across Bharat.

Funding rounds

Latest round (Pre Series A): $ 5.00 Mn (₹48.39 Cr.). Investors: Vikasa India EIF I Fund