Optimo Capital funding, investors and company details

Optimo Capital is an emerging Financial Services - Fintech - Lending startup from Bengaluru, working in the space of Provides digital Loan Against Property (LAP) solutions for MSME entrepreneurs, using AI-driven processes and digital land records. Founded by Prashant Pitti.

Company: Nipun Projects and Finance Private Limited
Sector: Financial Services - Fintech - Lending
Location: Bengaluru
Founders: Prashant Pitti
Total funding raised: ₹100 Cr

Company overview

Optimo Capital provides digital Loan Against Property (LAP) solutions for MSME entrepreneurs, using AI-driven processes and digital land records for quick approvals and disbursals. It operates through omni-channel sourcing with physical branches in rural India across Karnataka, Tamil Nadu, Andhra Pradesh, and Telangana, supporting co-lending operations and tier-3 market expansion. The Bengaluru-based fintech-NBFC focuses on tailored financing to empower small businesses with accessible property-backed credit.

Funding rounds

Latest round: ₹100.00 Cr. ($ 10.84 Mn), 2026-03-19. Investors: Punjab National Bank (PNB)