Nivasa Finance funding, investors and company details

Nivasa Finance is an emerging Banking and Finance startup from Bengaluru, working in the space of home‑finance platform that simplifies access to secured loans for middle and lower‑income borrowers. Founded by Samit Shetty, Hitesh Saraf.

Company: Niketan Financial Services Private Limited
Sector: Banking and Finance
Location: Bengaluru
Founders: Samit Shetty, Hitesh Saraf

Company overview

Nivāsa Finance is a home‑finance platform that simplifies access to secured loans for middle and lower‑income borrowers by acting as a transparent distribution and fulfilment layer between customers and regulated lenders. The company focuses on packaged home‑loan offerings that reduce paperwork, surface viable lender options, and streamline end‑to‑end fulfilment so customers can get clear, comparable choices without hidden commissions. Its core business centers on making secured credit accessible in Bharat by using digital tools and AI to speed underwriting, improve application conversion, and deliver straightforward servicing for small home‑loan amounts typically underserved by traditional channels.

Funding rounds

Latest round (Seed): $ 3.00 Mn (₹28.63 Cr.), 2026-05-13. Investors: Prime Venture Partners, Blume Ventures, Whiteboard Capital