Kaaj funding, investors and company details

Kaaj is an emerging Banking and Finance - FinTech startup from [●], working in the space of AI-powered credit intelligence platform, automating the entire loan lifecycle. Founded by Utsav Shah, Shivi Sharma.

Company: Kaaj Technologies Private Limited
Sector: Banking and Finance - FinTech
Location: [●]
Founders: Utsav Shah, Shivi Sharma
Total funding raised: ₹32.94 Cr

Company overview

Kaaj operates as an AI-powered credit intelligence platform, automating the entire loan lifecycle — from application and underwriting to approval and monitoring. Its system reduces manual touchpoints, accelerates decision-making, and improves profitability for lenders. The platform leverages agentic AI workflows to analyze loan packages, verify clients, and match them to the right lenders in minutes. By simplifying and digitizing lending processes, Kaaj helps financial institutions cut costs while enabling small businesses to secure funding faster and more reliably.

Funding rounds

Latest round (Seed): $ 3.80 Mn (₹32.94 Cr.), 2025-11-20. Investors: Better Capital, Kindred Ventures