Efficient Capital Labs funding, investors and company details

Efficient Capital Labs is an emerging Banking and Finance - FinTech startup from Bengaluru, working in the space of Provides non-dilutive revenue-based financing to global B2B SaaS and AI startups with U.S. revenue and cross-border operations. Founded by Manish Arora, Kaustav Das.

Company: Efficient Fintech Solutions Private Limited
Sector: Banking and Finance - FinTech
Location: Bengaluru
Founders: Manish Arora, Kaustav Das
Total funding raised: ₹149.83 Cr

Company overview

Efficient Capital Labs provides non-dilutive revenue-based financing to global B2B SaaS and AI startups with U.S. revenue and cross-border operations. It uses a proprietary AI underwriting model (AURA) evaluating real-time SaaS KPIs, ARR data from billing/accounting platforms, and banking integrations to approve up to $2.5M within 72 hours. Funds support marketing/sales acceleration, hiring, product development, and profitability goals through monthly repayments tied to revenue, available in USD/INR/SGD across US, India, Singapore operations.

Funding rounds

Latest round (Series A): $ 11.00 Mn (₹92.26 Cr.), 2024-08-22. Investors: QED Investors, 645 Ventures
Past round (Pre Series A): $ 7.00 Mn (₹57.57 Cr.), 2023-07-14. Investors: Generalist\, 645 Ventures, The Fund, Lorimer Ventures, Riverside Ventures