Credit Wise Capital funding, investors and company details

Credit Wise Capital is an emerging Banking and Finance startup from Mumbai, working in the space of NBFC– offering technology-driven, branchless financing solutions for two-wheelers, including EMI plans and BNPL services.. Founded by Aalesh Avlani, Gurpreet Singh Sodhi.

Company: Credit Wise Capital Private Limited
Sector: Banking and Finance
Location: Mumbai
Founders: Aalesh Avlani, Gurpreet Singh Sodhi

Company overview

Founded in 2018, Credit Wise Capital Pvt Ltd is a fintech non-banking financial company (NBFC) with headquartein Mumbai that does not accept deposits. The company focuses in offering digital lending solutions that are powered by technology, with a primary focus on financing two-wheele Credit Wise Capital, which uses a branchless business model, has grown to 181 cities across 10 Indian states. Credit Wise Capital reported ₹2.1 crore in profit after tax (PAT) and ₹501 crore in assets under management (AUM) as of March 31, 2024. Quick loan approvals are made possible by the company's digital platform; some customehave been approved in as little as two minutes. Credit Wise Capital also provides services including EMI payment plans, Buy Now Pay Later (BNPL), and bike maintenance through authorized partners.

Funding rounds

Latest round: ₹200.00 Cr. ($ 22.85 Mn), 2025-07-08. Investors: Trident Growth Partners